Chumico

Rio Hato | Coclé Province

A Residence

Without Equal

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Hernán Matute

Presented At

$2,200,000

Bedrooms

Bathrooms

Living

6,028

SQFT

Stories 1

High Ceiling

Air Conditioning

Laundry Room

Walk In Closet

Gas Stovetop

Terrace

Garage

Pergola

Outdoor Living Space

Parking

Garden

Pool

Water View

Coastal

Beachfront

Sea View

Waterfront

Ocean View

Oceanfront

Seafront

Hilltop

Panoramic / Scenic View

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 1

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 2

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 3

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 4

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 5

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 6

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 7

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 8

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 9

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 10

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 11

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 12

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 13

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 14

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 15

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 16

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 17

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 18

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. - Photo 19

Chumico

Rio Hato | Coclé Province

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama. , Rio Hato , Coclé Province

Own a Private Oceanfront Paradise in Panama

An Exclusive Oceanfront Paradise in Río Hato, Panama Discover luxury and tranquility on this spectacular [hidden information] property located in the sought-after area of Chumico Redondo, Río Hato. Designed for those who seek the extraordinary, this estate offers an unparalleled living experience with direct access to the ocean. The crown jewel is a magnificent beach house, strategically positioned to provide panoramic views of the vast Pacific. Imagine waking up to the sound of the waves and contemplating golden sunsets from the comfort of your home. Immerse yourself in the stunning infinity pool that seems to merge with the horizon, offering you a relaxation oasis with direct ocean views. For moments of pure enjoyment, the oceanfront jacuzzi awaits you to release stress and delight in the sea breeze. This property is not just a house, it’s a lifestyle. With 1.3 hectares of land, you have the privacy and space to create the refuge of your dreams, whether for a family residence, a vacation escape, or a strategic investment. Key Features: Privileged Location: Río Hato, Panama, very close to the main highway. Size: 1.3 hectares of land. Ocean Front: Direct access and views of the ocean. Dream Beach House: Spacious interiors and spectacular views. Infinity Pool: Perfect visual connection with the sea. Oceanfront Jacuzzi: For ultimate relaxation and contemplation. This is a unique opportunity to own a piece of Panamanian paradise. Contact us today for more information and schedule a visit to this exceptional property that redefines the meaning of oceanfront living. For more information or to schedule a visit, you can contact me directly on WhatsApp: [hidden information]

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Chumico

Rio Hato | Coclé Province

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Property Location

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama., Rio Hato Coclé Province

Local Weather & Climate

Rio Hato, Coclé Province

Current Conditions Updated recently

77 °F

Few clouds

Feels Like 79°F

Humidity 100%

Wind 0 mph

Visibility 5.6 mi

Sunrise 11:36 AM

Sunset 11:31 PM

5-Day Forecast

Sun 22 Feb

Clouds

High 83°

Low 78°

Mon 23 Feb

Clouds

High 85°

Low 76°

Tue 24 Feb

Clouds

High 85°

Low 75°

Wed 25 Feb

Clouds

High 87°

Low 75°

Thu 26 Feb

Clouds

High 86°

Low 76°

Annual Climate Based on last 12 months

76° Avg Low

Jan

87° Avg High

Mar

319 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

88.6" Annual Rainfall

Wet climate

Monthly Temperatures

Jan

88°

75°

Feb

88°

76°

Mar

90°

76°

Apr

89°

77°

May

89°

78°

Jun

87°

77°

Jul

88°

78°

Aug

88°

77°

Sep

87°

77°

Oct

84°

75°

Nov

84°

75°

Dec

86°

75°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Rio Hato?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,200,000

Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama.

Rio Hato, Coclé Province

3 Beds

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Market Opinion

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Our perspective on current market conditions in Rio Hato. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $220,000,000 20% down ($44,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$18,905/day

Your home may appreciate while you sleep

$132,695/week $575,013/mo $6,900,160/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$121.1M

+$171.7M

$171.7M Potential Equity

vs $121.1M lost to rent over 10 years

$44.0M Down Payment Growth

3.9x

10yr

$171.7M

8.1x

20yr

$355.5M

12.6x

30yr

$555.6M

Wealth Comparison

×1,323

Equivalent to 1,323 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $555.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $259.1M +18%

Market $299.6M +36%

Optimistic $345.7M +57%

$171.7M est. equity

20 Years

Conservative $305.1M +39%

Market $408.0M +85%

Optimistic $543.3M +147%

$355.5M est. equity

30 Years

Conservative $359.3M +63%

Market $555.6M +153%

Optimistic $853.8M +288%

$555.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama have?

This house at Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama features 3 bedrooms with 6,028 square feet of living space.

What is the size of Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama?

This property offers 6,028 square feet of living space.

What is the listing price for Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama?

This property is listed at $220,000,000, which equals $36496 per square foot.

Is now a good time to buy a home in Rio Hato?

Based on current market indicators, Rio Hato shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Rio Hato?

Rio Hato features a pleasant climate. Average temperatures range from 76°F in winter to 87°F in summer. The area receives approximately 88.6 inches of precipitation annually. There are about 319 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Rio Hato?

Rio Hato tends to be warmest in Mar and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Chumico, Río Hato, Provincia de Coclé, Panama, Rio Hato, Coclé Province, Panama?

This is a house located in Rio Hato, Coclé Province. The property is situated in an established neighborhood with convenient access to local amenities and services.